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survey, the main purpose of the purchase is still home loans,[link widoczny dla zalogowanych], in all the respondents in 18% of the family used the bank housing loans, 15.4% of households use the borrowed the purchase of assets and liabilities,[link widoczny dla zalogowanych], the average rate of the 6.39% surveyed households.
survey also showed that, with the increase of income, the family financial planning needs to improve. For example, in the annual income of between 50000 and 100000 yuan in Chinese urban families, family financial planning ratio grew most rapidly, from 27.5% in 2010 to 63.7% in 2011,[link widoczny dla zalogowanych], significant.
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in the portfolio, about 22% of the surveyed households own stocks,[link widoczny dla zalogowanych], most families own stocks less than 3. The proportion of households hold fund is 17.39%,[link widoczny dla zalogowanych], 5 percentage points lower than the proportion of shares held by the family. Most families choose investment products the lowest risk. From the main motivation of household savings, medical and emergency, children's education,[link widoczny dla zalogowanych], social security and wealth is the most important consideration.
the family distribution of the city such as Beijing, Shanghai and covers not only in Guangzhou and other first-tier cities, such as Haikou, Guilin is also covered, Luoyang,[link widoczny dla zalogowanych], Xuzhou,[link widoczny dla zalogowanych], Anqing and Panzhihua city in two or three lines.
yesterday,[link widoczny dla zalogowanych], Citigroup China and Tsinghua University China Financial Research Center jointly issued in Chinese urban household consumption behavior of the latest research results of financial. According to the results of the survey,[link widoczny dla zalogowanych], real estate is still the most important assets of households surveyed, and the main form of time deposits, demand deposits and cash is still family assets.
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It is incredible and it is happening, not just in the United States, but also in countries where people hardly make $400 per month and they sell their own house and business in order to afford their surgeries. And many unscrupulous plastic surgeons take advantage of this disorder and take their patients money without caring about their final appearance,[link widoczny dla zalogowanych], let alone their future.
Looking at a deformed person through plastic surgery is looking at the hell this person is living inside,[link widoczny dla zalogowanych], day after day.
The sad part is when you see the before and after pictures of these women. In some cases you can cry to see how a woman turned from beautiful and warm to ugly and plastic. The impact of these transformations falls on the woman’s family, especially her children.
Happiness is not there…
It blows my mind seeing how beautiful women with almost none self-esteem are willing to deform their bodies and their faces looking for some happiness.
Women suffering from this disorder are just taking beauty away from them, surgery after surgery, bill after bill. They are worsening the problem they are trying to fix. And this problem is inside of them, not outside.
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This phenomenon has been catalogued as a disorder called Body Dysmorphic Disorder,[link widoczny dla zalogowanych], or BDD. It happens when a person is obsessed with an imagined or a slight defect on their body. An amazing high number of women of all ages and social backgrounds suffer from it. They are caught up in the idea that only the perfectly beautiful succeed in all aspects in life. So they look for that perfection which, they think,[link widoczny dla zalogowanych], at the end will bring them happiness. They do not realise that the photographs of those gorgeous models are touched up with computers to make them perfect. They do not realise that,[link widoczny dla zalogowanych], while looking for the happiness that kind of “perfection” is supposed to bring them, they are forgetting their friends, their spouses, their children,[link widoczny dla zalogowanych], and,[link widoczny dla zalogowanych], most importantly, themselves.
There is a phenomenon going on and it is alarming: addiction to surgery,[link widoczny dla zalogowanych], to plastic surgery.
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Happiness and perfection are already within ourselves, not outside. The right attitude empowered by a high and strong self-confidence transforms anybody into a true beauty, a complete beauty. Having a makeover or one plastic surgery is just a way to enhance the beauty already in existence.
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1 month Shanghai new foreign currency loans to enterprises (excluding financial instruments), to manufacturing, real estate,[link widoczny dla zalogowanych], transportation warehousing postal industry and the wholesale and retail sector loans increased 17740000000 yuan, 12480000000 yuan, 10650000000 yuan and 9140000000 yuan.
HQ of central bank in Shanghai says, the mortgage will rebound, mainly by December last year focused on the introduction of housing and property buyers in the regulation of the new deal to catch the last bus effect.
according to the latest data, the central bank's Shanghai headquarters yesterday released in January this year,[link widoczny dla zalogowanych], Shanghai City yuan individual housing loans increased by 5690000000 yuan,[link widoczny dla zalogowanych], increasing 4570000000 yuan more than the chain, up by 14900000000 yuan less. Among them, the new housing and second-hand housing loans month increased by 3460000000 yuan and 2230000000 yuan.
notably, the central bank's Shanghai headquarters said, in January this year, the RMB deposit decreased obviously. Data display,[link widoczny dla zalogowanych], in January the city of RMB deposits 28720000000 yuan,[link widoczny dla zalogowanych], up by more than 84740000000 yuan; among them, foreign financial institutions were reduced by 20140000000 yuan and 8580000000 yuan respectively, up by 82080000000 yuan and 2660000000 yuan.
in addition to the home,[link widoczny dla zalogowanych], the Shanghai headquarters of the central bank's data also show,[link widoczny dla zalogowanych], January Shanghai new RMB loans 50780000000 yuan, up by 29870000000 yuan less; among them,[link widoczny dla zalogowanych], foreign financial institutions increased by 45230000000 yuan and 5550000000 yuan,[link widoczny dla zalogowanych], respectively over the same period last year by 27870000000 yuan and 2000000000 yuan.
by the property tax,[link widoczny dla zalogowanych], real estate regulation policies are expected to affect, in January this year Hushang personal loans (from the previous month) rebound,[link widoczny dla zalogowanych], but compared to the same period (compared to the same period last year) is a trend of decline.
notably,[link widoczny dla zalogowanych], in early 1, the market rumors Shanghai into the first pilot city property tax. Held in Shanghai in January 18th "NPC and CPPCC", Shanghai mayor Han Zheng for the first time that the city real estate tax plan: the purchase of new housing over a certain area per capita, a certain percentage of the collection of property tax. In January 27th, Shanghai city hall announced that since January 28th, the personal housing impose house property tax, Shanghai levied for the city residents purchase and belong to the housing and above the second set and non-residents of the city's new purchase.
historical data show, last December, Hushang individual housing loans increased by only 1110000000 yuan, less than 1970000000 yuan, up by 12090000000 yuan less. In November last year, the property market warms up in the background, Shanghai new yuan housing loans increased by 3080000000 yuan.
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Food and diet are the components that can affect the body most of the time. The appropriate diet plan can fuel the body with necessary energy while the unhealthy eating leads to clogging of the heart and overall deterioration of health. The proximity of food consumption must be such that the body can sustain. Overeating and binging steals the energy and replaces it with large deposits of fats. The probability of ailments increases if the bones are covered with fats instead of muscle. Proteins,[link widoczny dla zalogowanych], vitamins,[link widoczny dla zalogowanych], minerals and carbohydrates along with the right proportion of fats constituents the set of ingredients the body needs to have a healthy body.
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forum experts almost a consensus: asymmetric information and credit ability are two main factors to the financing of small and medium-sized enterprises, the solution is to strengthen the construction of social credit system.
forum yesterday revealed, at present Quanzhou financial reform has made a lot of progress, including the construction of 1 village bank, Quanzhou branch of the CITIC Bank head office branch, to upgrade the tube bank and Xiamen International Bank in the years in Quanzhou. In addition, the establishment of joint venture securities company vault scheme has been submitted to the China Securities Regulatory Commission, the Chinese people's Insurance Group, CCCC Group intends to set up industry investment fund projects in spring is in negotiations and to speed up the arrival. Yesterday's forum site are "small and medium enterprise credit information exchange and sharing platform" of 7 financial projects signed.
in the standard folk financing, promote the "industry chain of the whole process of financial service innovation pilot city construction",[link widoczny dla zalogowanych], "guarantee" center construction, new small loan companies, pawn, the folk capital management, investment funds and other financial institutions over 20,[link widoczny dla zalogowanych], the registered capital of nearly 3000000000 Yuan, small loan companies and pawn approval number, loan amount ranks first in the province.
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